Uncle: Sounds good. In that case, you should probably open a money market account.
Monica: What's that?
Uncle: It's just like a savings account, but it pays higher 1)interest.
Monica: Cool. A penny saved is a penny earned.
Checking Accounts
Uncle: You'll also want to open a checking account.
Monica: You mean for paying 2)bills?
Uncle: Sure. But you can also use your 3)debit card to buy things.
Monica: Really? Can I use it to pay for things on the Internet?
Uncle: If your debit card has a Visa 4)logo, then it'll work just like a 5)credit card.
Monica: But the money charged comes out of my bank account, right?
Uncle: 6)Exactly.
叔 叔：聽起來不錯。這樣的話，或許妳應該開一個貨幣市場帳戶。
莫妮卡：那是什麼？
叔 叔：就跟活儲帳戶一樣，不過利息比較高。
莫妮卡：酷。賺一分是一分。
支票帳戶
叔 叔：妳也會需要開一個支票帳戶。
莫妮卡：你是說付帳單用的嗎？
叔 叔：當然。可是妳也可以用現金扣款卡買東西。
莫妮卡：真的嗎？我可以用它在網路上買東西嗎？
叔 叔：如果妳的現金扣款卡有Visa的標誌，那它的用法就和信用卡一樣。
莫妮卡：可是錢會直接從我的銀行帳戶扣除，對吧？
叔 叔：正是。 |
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